SUBSTITUTE TRUSTEES SALE OF VALUABLE REAL ESTATE

WEAVER & FITZPATRICK, P.A.

131 WEST PATRICK STREET FREDERICK, MARYLAND 21701 (301) 694-4949 SUBSTITUTE TRUSTEE’S SALE OF VALUABLE REAL PROPERTY 14416 MONTICELLO DRIVE, COOKSVILLE, MD 21723

Under a power of sale contained in a certain Purchase Money Deed of Trust dated May 17, 2018, recorded in Liber 18191, folio 364 among the Land Records of Howard County, Maryland, from John V. Kennedy and Christine Kennedy, with an original principal balance of $612,000.00 and an original interest rate of 4.375%, default having occurred under the terms thereof, the holder of in the indebtedness secured by the Purchase Money Deed of Trust having appointed David C. Weaver the Substitute Trustee for the purpose of foreclosure by instrument duly executed and recorded among the Land Records of Howard County, the undersigned Substitute Trustees will sell at public auction

AT THE COURTHOUSE DOOR

9250 JUDICIAL WAY ELLICOTT CITY, MD 21043

AUGUST 4, 2026 AT 10:00 A.M.

All that lot or parcel of land situated in Election District No. 4 in Howard County, Maryland and more particularly described as follows: Preservation Parcel “A” in a subdivision known as “Plat of Revision, MONTICELLO, Lots 1 and 49 and Preservation Parcel A, previously recorded on Plat Nos. 14086 and 14087” as per plats thereof recorded in Plats No. 14640 and 14641 and Plat Nos. 14085 through and including 14088, among the Land Records of Howard County, Maryland. The improvements thereon being commonly known as 14416 Monticello Drive Cooksville, MD 21723. Tax ID: 04-363973. The property is being sold “AS IS” without warranties expressed or implied as to the nature, condition or description of the Property, subject to restrictions and agreements of record affecting the same, if any, zoning, and all other agreements of record affecting the same, if any, and all other restrictions now or hereafter imposed by any governmental authority or agency (including the right of any governmental agency to redeem or repurchase) on all or any portion of the property, such matters and facts as would be disclosed by a physical inspection of the property and/or by a physical or boundary survey of the property, and the purchaser will be buying the property in total, regardless of deficiency or surplus in actual computed area and regardless of the condition of the same. The property will be sold subject to prior state tax liens and judgments, the amount of which to be announced at the time of the sale if known by the Substitute Trustee. TERMS OF SALE: A deposit of Ten Thousand Dollars ($10,000.00) in cash, certified check or some other form of exchange satisfactory to the Substitute Trustee, will be required from the Purchaser at the time of sale. The balance of the purchase price, together with interest on such balance at the rate of ten per cent (10.0%) per annum from the date of the auction sale to the date of settlement, must be paid in cash at settlement, which shall be held no longer than ten (10) days following final ratification of sale by the Circuit Court for Howard County, Maryland, unless such period is extended by the Substitute Trustee, time being of the essence. Settlement is to be conducted at the Law Offices of Weaver & Fitzpatrick, P.A. or such other location as the Substitute Trustee may designate. Taxes and other public charges and assessments shall be adjusted to the date of the foreclosure sale and shall be assumed thereafter by the purchaser. No rent or income from the property shall be collected, adjusted or credited for the benefit of the purchaser. All costs incident to settlement and conveyancing, including, without limitation, document preparation, revenue stamps, transfer tax, agricultural transfer tax, settlement fees, notary fees, survey fees, title charges, deed preparation and all other closing costs will be at the sole cost of the purchaser. The Substitute Trustee reserves the right to withdraw the herein described property from sale at any time. In the event that either the Beneficiary under the Purchase Money Deed of Trust or an affiliate of the Beneficiary under the Purchase Money Deed of Trust is the successful bidder, the Beneficiary or the affiliate will not be required to make a deposit or to apply interest on the unpaid purchase price. In the event of default by the purchaser, the Substitute Trustee reserves the right to declare as forfeited the deposit of the purchaser as liquidated damages, or to resell the property at the purchaser’s risk and apply the deposit to the costs and expenses of sale and resale the property, and to any reduction in the sale price resulting from such resale, or to pursue such other remedies as he may have under Maryland law. The defaulting purchaser shall not be entitled to any surplus proceeds on resale of the property. If the settlement is delayed for any reason including a bankruptcy filing, court administration of the foreclosure or unknown title defects, there shall be no abatement of interest. The property is being sold subject to all federal, state and county laws and ordinances which may affect the property and its use as well as all easements, restrictions, covenants, and other matters of record which may be superior to the mortgage being foreclosed. Purchaser shall be responsible for any outstanding building code violations, if any and subject to all zoning matters. Purchaser is responsible for obtaining physical possession of the property. If the Substitute Trustee is unable to convey good and marketable title, the purchaser’s sole remedy at law or in equity shall be limited to a refund of the deposit. Upon refund of the deposit, the sale shall be void and of no effect, and the purchaser shall have no other claims against the Substitute Trustee.

DAVID C. WEAVER, SUBSTITUTE TRUSTEE 131 WEST PATRICK STREET FREDERICK, MARYLAND 21701 (301) 694-4949 PETER D. FITZPATRICK, ESQUIRE ATTORNEY FOR SUBSTITUTE TRUSTEE 131 WEST PATRICK STREET FREDERICK, MARYLAND 21701 (301) 694-4949 J.G. COCHRAN AUCTIONEERS AND ASSOC. 7704 MAPLEVILLE ROAD BOONSBORO, MARYLAND 21713 (301) 739-0538

30-B July 16, 23, 30 1